Since Diwali is around the corner, it is quite possible that you have an extensive shopping list to keep at bay. Luckily, Diwali is a great time to access rare bonus deals, offers, discounts, and credit card reward points to create a memorable shopping experience. Note that many of the best deals on this Diwali will be available only for credit card holders. Hence, if you haven’t picked up a credit card from your bank yet, you’re missing out! If you’re concerned about not having enough time, since Diwali is right around the corner, there is no need to worry.

You can apply for a credit card online and receive one almost instantly. We’ve collected a list of some of the best banks that provide the best credit card offers for the festive season. Let’s take a look:

Best Credit Cards to Maximise Savings This Diwali

1. 1. OneCard Credit Card: OneCard is a distinctive metallic credit card. It stands out for its user-friendly mobile app, offering real-time notifications, detailed spending analytics, and straightforward controls over card functionalities. Accumulating points with a OneCard credit card is simple, especially during the Diwali Season. Previously, OneCard offered cardholders a chance to win a maximum of 60,000 reward points during the festive season. They also offered 50,000 points to the highest spender of the day and 10,000 to the following top 100.
      
      It is likely that these rare bountiful prizes will be available this year as well, and they may be well complemented by the standard reward features such as cashback, extra reward points, and discounts that are usually available during the festive season. You can get access to these features by applying for a credit card by visiting the OneCard website. 

• SimplyCLICK SBI Card: The offers available for holders of this credit card are wide-ranging and rewarding. It possesses accelerated rewards, meaning that credit card reward points accumulate much faster. Since Diwali is a time for shopping, it comes with an opportunity to earn more reward points. It also has a long list of exclusive partners, meaning you can get the best deals on many items commonly bought during Diwali. That’s not all; the card also provides e-vouchers worth Rs. 2,000 on transactions above Rs 1,00,000 lakh. Upon joining, new credit card holders receive a Rs. 500 Amazon gift card. 

• ICICI Platinum Chip Card: Since Diwali is also a time for familial gatherings, the ICICI Platinum Chip Card can play a useful role for those who own it. It offers 15% savings on dining bills at restaurants that have partnered with the bank. For online shopping, it offers 2 payback points on every Rs. 100 you spend for all retail purchases! Therefore, it is fairly capable of helping you rack up reward points and cashback deals this Diwali. The card also offers a 1% fuel surcharge waiver of up to Rs. 4,000, making it useful for families who love hitting the road during the holiday season.  

• Axis Bank Credit Card: With an Axis Bank credit card, you are absolutely ready for the Diwali season. Axis Bank has options for customers who are interested in dining out, fashion, electronics, travel, and jewellery. Regardless of the type of product you are interested in purchasing, this card will probably offer up to 5-10% cashback. Axis Bank is collaborating with various partners to ensure their customers have a festive and fruitful Diwali. 

• HDFC Freedom Card: This credit card offered by HDFC also has an accelerated rewards program, allowing you to generate more reward points on your purchases. Furthermore, the HDFC Freedom Card comes fully equipped with SmartBUY features that offer 10X rewards on groceries, dine-outs, bill payments, and more. Finally, Individuals who spend more than or equal to Rs 90,000 annually on their HDFC Freedom Card also receive a gift voucher worth Rs. 1000. Hence, if you are planning to make some hefty purchases this Diwali, this is one reward you can avail of yourself.  

The Everyday Spend American Express Gold Credit Card 

The American Express card is another option that offers accelerated reward points. In addition to the plethora of discounts and rewards, this card has a few nifty perks that make it unique. For starters, any member who spends Rs 10,000 in the first three months of acquiring this card receives a 5% cashback bonus. If an individual spends Rs 39,999 in a year on eligible items via this credit card, the cost of renewing the credit card when the year ends is waived. These little bonuses can certainly help you maximise returns this Diwali.

These are only examples of some of the best credit card offers available this Diwali. There are many other options available in the market. Remember that choosing a credit card with reward points is important to get the best offers. Read the terms on offer carefully to ensure you select the credit card that offers the most benefit depending on your needs. Once you are clear with your requirements, apply for your credit card online to receive it instantly.